Keeping your assets fit and healthy

September 4, 2019

Participating in sports, extreme or not, can expose you to risk of serious injury. Here, Rebecca Harbron Gray, partner and head of will, trusts and probate at Gordon Brown Law Firm (GBLF), explains why athletes – professional or amateur – should consider creating a Lasting Power of Attorney, no matter their age

Having a Lasting Power of Attorney (LPA) in place gives family members and loved ones the authority to assist you legally. This provides reassurance that they can help you further if needed, should you ever lose capacity, or need support with your affairs.

What is an LPA?

A Lasting Power of Attorney is a legal document that allows someone to choose people who they want to make decisions on their behalf, including when they lack the mental capacity to make a decision themselves.

Are there different types?

There are two types of Lasting Powers of Attorney: Property and financial affairs: allows your attorney to make decisions about paying bills, dealing with the bank, selling your house etc.

Health and welfare: allows your attorneys to make decisions on your treatment, care, medication, where you live etc.

Why professional athletes and sports people need an LPA

Do you participate in extreme sport, such as motor racing, skiing, climbing, motorcycling, cycling, rugby or water sports? There is a much higher risk of injury with these sports and you need to consider putting an LPA in place.

Making an LPA will help you to choose a person who can step in and make decisions on your behalf should anything happen to you.

Freak accidents can happen. Notable examples include Philip Hughes, the Australian cricketer who died after the ball hit him in 2014 and Michael Schumacher, who was holidaying with friends and family in the French Alps when he suffered a severe head injury and was placed in a medical coma for six months.

A stroke, heart attack, severe accident, cancer, heart disease or Alzheimer’s can leave us dependant on family and friends to make decisions for us.

We all think ‘it will never happen to me’, or, ‘I’m too young to make an LPA’, but you’re never too young to make an LPA, especially when extreme sport or general everyday sport is part of your life. It is crucial to make sure that no matter how fit and healthy you may be, heading off to compete in sporting events can carry a risk of injury or death.

Advantages of an LPA

• It helps your loved ones to deal with your affairs quicker
• Prevents strangers from making crucial decisions for you
• Stops costly court proceedings
• Your wishes will be granted
• Saves time if a critical medical or financial decision is to be made
• Ensures your family get the access to finances they need if you are incapacitated

Gordon Brown Law Firm
If you require any further information about Lasting Power of Attorney, please get in touch with one of GBLF’s wills, trusts and probate specialists on 0191 388 1778, option 2.

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